privacy policy

This privacy policy relates to the collection, use and disclosure of your Personal Data by any member of the Sajjal Bank Group (“SB”, “we” or “our”). Personal Data comprises all the details SCB holds or collects about you, directly or indirectly, your transactions, financial information, interactions and dealings with SCB, including information received from third parties and information collected through use of our website and our electronic banking services.

Purposes for which we may handle your Personal Data

The purposes for which we may handle your Personal Data include the following:

To whom we may disclose Personal Data


The security of your personal data is important to us. SB and all members of the Group comply with technical and organisational security measures to safeguard your personal data. When using external service providers, we require that they adhere to the same security standards as SB. Personal data may be transferred to, or stored at, a location outside of your country of residence. Regardless of where personal data is transferred, we take all steps reasonably necessary to ensure that personal data is kept securely.

You should be aware that the Internet is not a secure form of communication and sending and receiving information over the Internet carries with it risks including the risk of access and interference by unauthorized third parties. Information passing over the Internet may be transmitted internationally (even when sender and recipient are located in the same country) via countries with weaker privacy and data protection laws than in your country of residence. We do not accept responsibility or liability for the confidentiality, security or integrity of your Personal Data in connection with its transmission over the Internet.

Other terms and conditions

There may be specific terms and conditions in our banking and product agreements that govern the collection, use and disclosure of your Personal Data. Such other terms and conditions must be read in conjunctions with this Privacy policy.


We retain your Personal Data for legal, regulatory, business and operational purposes.


We will not send you marketing material if you have specifically asked us not to do so.


To the extent permitted by law, we may record and monitor your electronic communications with us to ensure compliance with our legal and regulatory obligations and internal policies for the purposes outlined above.

Right of access

Subject to applicable law, regulations and/or banking industry guidelines, you may have the right to request a copy of the Personal Data processed in relation to you SB may be allowed by law to charge a fee for a copy of personal data.

Changes to this privacy policy

This privacy policy may be updated from time to time and should be reviewed regularly.